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What is Travel insurance?
Travel insurance provides financial protection in the wake of unforeseen circumstances such as: trip cancellations, delays, emergency medical and health expenses, loss of baggage etc. Traveling to destinations for a vacation or a business trip for longer durations require monetary investment in booking flights, connecting transportation and hotel bookings etc. Any delay or cancellation in the trip can cost you dearly. Travel insurance ensures your travel is insured and cancellations, damage to baggage or emergency medical expenditure is met by the insurer on behalf of the insured.
There are different types of policies one can choose from. Basic policies cover:
- Trip cancellation
- Emergency evacuation
- Medical and Dental expenses
- Loss of Baggage
- Flight Insurance
- 24 hour travel assistance etc.
Travel insurance is broadly classified under business or leisure trip policies. The duration of the stay also determines the amount of coverage required to plan adequate insurance for the visit.
It is important to evaluate the extent of to which such insurance is required. Some popular types of travel insurance policies are:
- Accidental Death Policy
- Flight Accident Policy
- Travel medical Policy etc.
